Atlanta Lyft and Uber Accident Attorneys
Many people enjoy using ridesharing companies, like Uber or Lyft. It is often a convenient and inexpensive way to get around town. But what happens if your Uber or Lyft gets into an accident?
Ride Share Accident FAQ Summary
- What happens if your Uber or Lyft gets into an accident?
- Can you sue Uber or Lyft if you get in an accident?
- Does Uber or Lyft insurance cover passengers?
- What is the average Uber or Lyft rideshare accident settlement?
- Lyft and Uber Driver’s Rights
- I am an Uber / Lyft driver and I got into an accident, can I sue Uber or Lyft?
- Does Uber or Lyft have injury and accident protection for rideshare drivers?
- Does Uber or Lyft provide workers comp if I’m hurt while driving for them?
What happens if your Uber or Lyft gets into an accident?
Many people enjoy using rideshare companies, like Uber or Lyft. It is often a convenient and inexpensive way to get around town. But what happens if you are involved in a rideshare accident?
First, it is important to remember that you are not at fault. This may seem obvious because you were a passenger. Nevertheless, determining who is at fault can be tricky. Police often get statements from only the drivers involved in the accident. Also, you may have been on your telephone or otherwise distracted at the time of the crash. So even if police ask you what happened, you may not know. If you don’t know what happened, don’t guess. Simply ask the police officer for the accident report number.
To protect your rights and make an injury claim following an accident while in an Uber or Lyft, you must get to the bottom of what happened. This is one of the many reasons it is very important to hire a lawyer immediately. We will conduct a detailed investigation. First, we will send letters that preserve evidence. These are called preservation letters, and we address them in more depth under our car accident page. Specifically, for Uber or Lyft, we need to find out if the driver was in the scope of his or her job duties as a rideshare driver. This issue is often a million-dollar question. The reason being is because Uber and Lyft have $1 million in insurance coverage. Conversely, most rideshare drivers typically only carry $25,000 in coverage, and it is possible that coverage would not even apply in the context of a rideshare accident.
Can you sue Uber or Lyft if you get in an accident?
We are often asked: May I sue Uber or Lyft if I get in an accident. It is very difficult to sue Uber or Lyft directly because people who drive for these companies are categorized as independent contractors. However, that does not automatically mean that you do not have a case against the rideshare company.
While the rideshare industry is not as strictly regulated as it likely should be, companies like Uber and Lyft typically have some basic standards regarding driver qualifications. Some common ones include having a valid driver’s license, having a good driving record, and an absence of a criminal history. One way to win a case against Uber or Lyft is to prove that the company violated its own standards in hiring or retaining a dangerous driver and, as a result, you or your property was damaged. You will need to hire an experienced Uber lawyer or Lyft lawyer to obtain documents which can prove these claims. In some cases, that will necessarily involve the filing of a lawsuit against the rideshare company.
Does Uber or Lyft insurance cover passengers?
Uber and Lyft carry insurance policies with $1 million in liability coverage while a driver has a passenger. This only applies if the driver has his or her app on and you requested the ride through your app. The $1 million in coverage applies if the Uber or Lyft driver causes the crash. If your Lyft or Uber driver did not cause the crash but the driver who caused the crash has no car insurance (or minimal car insurance), Uber or Lyft may nevertheless provide insurance coverage (known as uninsured or underinsured motorist coverage). Please see our car accident FAQ for more detailed information on UM coverage.
What is the average Uber or Lyft rideshare accident settlement?
We are frequently asked what is the average Uber or Lyft accident settlement. The answer is it doesn’t matter. Knowing the average settlement of a case against Uber or Lyft is too broad to be useful. Each case is distinct so what someone else received has no impact on what you will receive. Also, many settlements are confidential, so there is no way to give an accurate answer.
Case value depends on so many facts that it impossible to list every item. But a few of the major items when evaluating your case include what kind of injury have you suffered, the severity of the property damage, how much your medical expenses total, the extent of your pain and suffering, the venue for the at fault party, and the amount of your wage loss. For a more detailed and individual case evaluation, please call and talk to one of the lawyers at HPS Law. Consultations are always free!
Lyft and Uber Driver’s Rights
I am an Uber / Lyft driver and I got into an accident, can I sue Uber or Lyft?
If you are an Uber or Lyft driver, it is important for you to know your rights. Many rideshare drivers ask us if they can sue their company. Generally, the answer is no. But you may still benefit from your company’s insurance.
Your company’s insurance provides coverage to you if another driver is at fault but that driver is uninsured. This coverage is known as uninsured or underinsured motorist coverage. However, it is important to note that you are not automatically entitled to one penny. You will have to prove three criteria. First, you must prove the other driver was at fault. Second, you must prove that you were in the scope of your employment with Uber or Lyft when you were hurt. Lastly, you must prove your damages (property, injuries, medical bills, pain and suffering, and/or lost wages). We urge you not to go at this alone and hire an experienced Uber or Lyft lawyer.
Does Uber or Lyft have injury and accident protection for rideshare drivers?
Your company’s policy of insurance for rideshare accidents will not provide emergency roadside assistance, rental car reimbursement, or medical payments coverage. However, there are private insurance companies that sell supplemental coverage for these items. If you drive for a rideshare company, we strongly encourage you to look into one of these supplemental policies.
Does Uber or Lyft provide workers comp if I’m hurt while driving for them?
While the law may be changing in this area, it is presently the case that Uber and Lyft do not provide workers compensation if you are hurt as a driver in a rideshare accident. The reason being is that when driving for Uber or Lyft most courts have found you are acting as an independent contractor, not an employee. However, that does not mean there is no insurance coverage available to you. This issue often requires an in-depth look at the context of your injury and what available insurance coverages may apply.